Decade Goal:
Everyone who calls Crossroads home is debt-free except for a mortgage.

Steps to Success:
Take the Financial Peace University class & commit to an 80-10-10 budget.

What could the people of God do for His Kingdom if they were debt-free? Find out the answer to this and other pertinent questions in a Financial Peace University class. FPU is a 10-week video study that teaches common sense principles to help you become debt-free.

If you've taken any financial classes or seminars here at Crossroads, then you've likely been taught to live off of 80% of your earnings, save 10% and give 10%. If you're not already doing that, it can be difficult to make a large adjustment in your current finances. One way to ease into giving is to take the $1/Day Challenge where you give just $1/Day more than you did last year!

Scriptures of Encouragement:
"In the house of the wise are stores of choice food and oil,
but a foolish man devours all he has." (Prov 21:20)

"Remember this: Whoever sows sparingly will also reap sparingly, and whoever sows generously will also reap generously. Each man should give what he has decided in his heart to give, not reluctantly or under compulsion, for God loves a cheerful giver. And God is able to make all grace abound to you, so that in all things at all times, having all that you need, you will abound in every good work." (2 Cor 9:6-8)